[CS-FSLUG] Confessions of a Dumb Spreadsheet User

[Davo Smith]

On Wed, Apr 13, 2011 at 1:51 PM, David McGlone <david at dmcentral.net> wrote:

> On Tue, 2011-04-12 at 21:17 -0500, Robert Wohlfarth wrote:
> > On Tue, Apr 12, 2011 at 7:23 PM, David McGlone <david at dmcentral.net>
> > wrote:
> >         I'm contemplating not using a bank anymore because I know some
> >         things
> >         that banks try to hide.. The banks are also changing the way
> >         they do
> >         things to try and trip people up and rack up overdraft
> >         charges. For
> >         instance, my bank has quit processing online bill pay on the
> >         weekends
> >         until the following Monday, they have also quit taking debt
> >         card
> >         transactions out of your balance immediately and tries to hold
> >         them
> >         longer without showing them on their website. This is a tactic
> >         to try
> >         and cause overdrafts.
> >
> > That was one reason I started doing the budget before the month
> > starts. As long as expenses stay under budget, the bank doesn't win.
> > The hardest part is tracking sinking funds (save a little each month
> > for big, annual bills). GnuCash's double entry accounting gets in the
> > way.
>
> I agree. What upsets me is the fact that the banks are starting to be
> very insidious. In my book it is very unethical.


Which is why I prefer a bank with some ethical credentials - but I guess the
Cooperative bank is not available on your side of the pond
http://www.goodwithmoney.co.uk/why-do-we-need-ethical-policies/

Davo
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