<div class="gmail_quote">On Wed, Apr 13, 2011 at 1:51 PM, David McGlone <span dir="ltr"><<a href="mailto:david@dmcentral.net">david@dmcentral.net</a>></span> wrote:<br><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex;">
<div class="im">On Tue, 2011-04-12 at 21:17 -0500, Robert Wohlfarth wrote:<br>
> On Tue, Apr 12, 2011 at 7:23 PM, David McGlone <<a href="mailto:david@dmcentral.net">david@dmcentral.net</a>><br>
> wrote:<br>
> I'm contemplating not using a bank anymore because I know some<br>
> things<br>
> that banks try to hide.. The banks are also changing the way<br>
> they do<br>
> things to try and trip people up and rack up overdraft<br>
> charges. For<br>
> instance, my bank has quit processing online bill pay on the<br>
> weekends<br>
> until the following Monday, they have also quit taking debt<br>
> card<br>
> transactions out of your balance immediately and tries to hold<br>
> them<br>
> longer without showing them on their website. This is a tactic<br>
> to try<br>
> and cause overdrafts.<br>
><br>
> That was one reason I started doing the budget before the month<br>
> starts. As long as expenses stay under budget, the bank doesn't win.<br>
> The hardest part is tracking sinking funds (save a little each month<br>
> for big, annual bills). GnuCash's double entry accounting gets in the<br>
> way.<br>
<br>
</div>I agree. What upsets me is the fact that the banks are starting to be<br>
very insidious. In my book it is very unethical.</blockquote><div> </div><div>Which is why I prefer a bank with some ethical credentials - but I guess the Cooperative bank is not available on your side of the pond <a href="http://www.goodwithmoney.co.uk/why-do-we-need-ethical-policies/">http://www.goodwithmoney.co.uk/why-do-we-need-ethical-policies/</a></div>
<div><br></div><div>Davo</div><meta http-equiv="content-type" content="text/html; charset=utf-8"></div>