[CS-FSLUG] Cash Back Credit Card?

[Tim Young]

My wife and I use Discover, which has worked very well for us. We have 
it set up to auto-deduct from our regular bank-account, so we have never 
missed a payment on the card. The form of "cash back" we get is that it 
allows us to get "gift cards" to a ton of places. We primarily use the 
gift cards to restaurants, as we travel all over the place for our 
missions work, and we use these meals for our dates. But we have used 
some of the cash-back gift-cards to buy a new laptop. With the laptop, 
however, there were constraints that said we could only use one of the 
cash-back things applied to each purchase. We did get something like 75$ 
off the laptop price, but we were hoping we could get most of it using 
cash-back.

My wife and I do most of our purchasing using that card, but we do not 
allow the "cash-back" thing to get us to buy more than we would if we 
used cash. We actually track our finances very carefully (well, my wife 
does that for us. I am lousy with details and would get tired of it too 
fast.) But we like Discover a lot because it is used all over the place.

- Tim Young

Timothy Butler wrote:
> Anyone have thoughts on the best one? I'm using a non-cash back card 
> right now, which seems sort of silly, since I have a decent amount of 
> purchases revolving through it. I don't travel much, so I'm wanting to 
> go cash back, not miles.
>
> Thoughts?
>
> Thanks,
> Tim
>
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