<html><head><meta http-equiv="Content-Type" content="text/html charset=iso-8859-1"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space; "><br><div><div>On Mar 24, 2013, at 8:41 PM, Fred A. Miller <<a href="mailto:fmiller@lightlink.com">fmiller@lightlink.com</a>> wrote:</div><br class="Apple-interchange-newline"><blockquote type="cite"><span style="font-family: Helvetica; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-align: -webkit-auto; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 204); display: inline !important; float: none; ">Tim, from a security and who has control perspective, you're ALWAYS better off dealing with a local bank, and keep ALL transactions OFF the Net. Call me old fashioned or any other name you want, but I want to do the best I can to secure my funds and who controls them! I don't like dealing with an entity that I don't know, nor having anything of mine "in the cloud"! ANY business who as it's private info. or access to funds there is NUTS!!<span class="Apple-converted-space"> </span></span><br style="font-family: Helvetica; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-align: -webkit-auto; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; "><br style="font-family: Helvetica; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-align: -webkit-auto; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; "><span style="font-family: Helvetica; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-align: -webkit-auto; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 204); display: inline !important; float: none; ">'My 2 cents....have at it!<span class="Apple-converted-space"> </span></span></blockquote></div><br><div>Fred, you could be quite right, although I figure since one's finances now travel through the cloud whether one likes it or not (think about how most checks are cleared as ACH electronic transfers, for example), I worry less than I use to. "If you can't beat 'em, join 'em." :-)</div><div><br></div><div>I manage most of my banking and investment stuff online as it is. The only real reason I go into a bank is to make a deposit. I like my bank, although they've gotten on my nerves by switching my legacy accounts to a new type that includes a monthly fee unless I do direct deposits each month. Grrrr...</div><div><br></div><div>Blessings,</div><div>Tim</div></body></html>